Retail Refinance - Convert
your "trapped" equity into cash. Use the cash from your
Retail / Shopping Center Loan for expansion or other investment.
Retail Acquisition Financing
- Enter the Retail / Shopping Center business with one of our
competitive rates and flexible Retail / Shopping Center Acquisition
Loans .
Common Borrower Mistakes
- What are the most common and costly mistakes made by borrowers
in both Retai Acquisition Loans and Retail Refinance Loans.
Retail Refinancing
- To create funds for expansion or improvements to the property
- To pull out cash for new acquisitions
- To obtain a better rate and reduce monthly payment
Here are a few of the reasons you should consider using S & W to obtain your Retail Refinance Loan:
1. Outstanding Loan Terms
Our terms for Retail Refinance Loans of $1,000,000 or higher are the best in the industry!
- Loan to Value up to 80%
- Low interests rates in comparison to typical bank loans
- Low Debt Service Coverage of 1.20 to 1
- Fixed interest rates for up to 15 years
- Amortization periods of up to 30 years
- Interest only for up to 24 months
- Interest Rate Locks for up to 60 days
- Low fixed third party closing cost
- Non-recourse / Recourse
- Loan closings of 60 days or less
- 3 yr and 5 yr step down prepayment available
- 3 yr Interest only loan available ($2 million+)
2. We Handle Everything!
We manage the Retail Refinance process each step of the way . S&W’s many years experience in obtaining and closing Refinance Loans has proved to be very beneficial to Retail owners. We work directly with the lender, appraiser, and attorneys to coordinate all aspects of the closing process and manage the closing from start to finish, freeing up time for you, and ensuring that things move quickly and smoothly.
3. Experienced Professionals
Matt Lexow-Gray will be happy to evaluate your situation and discuss alternatives and programs that best fit your needs. Whether you are looking to pull out cash or just to lower your payments, Matt can advise you on how to capitalize on refinancing opportunities as a means of reaching your financial goals.
Note: The above services and products apply to Retail Properties that have at least a 75% physical occupancy level..
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Retail Acquisition Financing
Why Finance Your Acquisition With S&W?
1) We can utilize our relationships with various lenders to find you the ideal Retail loan, with the best rates and terms out there.
2) We offer a free review of the purchase contract, which saves you money and ensures that the terms of the contract are favorable to you.
3) We help you through the due diligence process by analyzing property financials, rent roll, and other important information pertaining to Retail Center acquisitions. We can help you decide if the investment meets your profit expectations and if you negotiated a fair price. We will also make suggestions on how to improve your Cash-On-Cash Return of your new acquisition.
Here are a few of the reasons you should consider using S & W to obtain your Retail Acquisition Loan:
1. Outstanding Loan Terms
Retail Acquisition Loan Terms - our terms for Retail Acquisition Loans of $1,000,000 or higher are the best in the industry. They feature such terms as:
- Loan to Purchase up to 85%
- Low interests rates in comparison to typical bank loans
- Low Debt Service Coverage of 1.20 to 1
- Fixed interest rates for up to 15 years
- Amortization periods of up to 30 years
- Interest only for up to 24 months
- Interest Rate Locks for up to 60 days
- Low fixed third party closing cost
- Non-recourse / Recourse
- Loan closings of 60 days or less
- 3 yr and 5 yr step down prepayment available
- 3 yr Interest only loan available ($2 million+)
NOTE: S&W offers a free review of your purchase contract. Contracts often favor the seller and inconvenience the buyer, so as our client, we want to ensure that your agreement is logical and fair to both parties.
2. We Handle Everything!
We manage the Retail Acquisition Loan closing process each step of the way. S&W’s many years of experience working with buyers, sellers, and brokers in obtaining and closing Retail Acquisition Loans has proved to be very beneficial to Retail buyers. We work directly with the lender, appraiser, and attorneys to coordinate all aspects of the closing process and manage the closing from start to finish, freeing up time for you, and ensuring that things move quickly and smoothly.
3. Experienced Professionals
Matt Lexow-Gray, who has a great deal of experience with Retail Center Financing, will be happy to evaluate your situation and discuss alternatives and programs that best fit your needs. Whether you are looking to pull out cash or just to lower your payments, Matt can advise you on how to capitalize on refinancing opportunities as a means of reaching your financial goals.
Note: The above services and products apply to Retail Acquisitions of properties that have at least 75% square foot occupancy level and have a purchase price of $1,250,000 or higher.
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Common Borrower Mistakes
The Retail Financing process does not have to be complicated or stressful. One way to ensure a smooth process is to learn from others mistakes. Below are some common mistakes to consider before you start the Retail Loan process.
Retail Acquisition/Refrinance Loans
- Not exploring all available Loan products
- Using an inexperienced lawyer
- Failing to negotiate deal points in the Loan offer letter
- Failing to "adjust" actual results when appropriate to maximize your Loan amount.
- Failing to negotiate lease extensions prior to refinancing
- Failing to use an experienced Loan Broker
- A buyer failing to negotiate that the seller deliver key items needed to obtain a Acquisition Loan
- Not calculating your “Cash-On-Cash” return before investing
- Being too aggressive with Financial Projections
FOR MORE INFORMATION ABOUT RETAIL FINANCING
CONTACT:
Matt Lexow-Gray: mlexowgray@sandwgroup.com
Bill Walton: bwalton@sandwgroup.com
Phone: 888-525-9081
Fax: 704-525-9084
1515 Mockingbird Ln. Suite 500
Charlotte, NC 28209
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